Caravan owners may be feeling the pinch on their budget this year, but it doesn’t make sense to skimp on insurance, according to a major brokers’ association.
It’s crucially important to make sure caravan insurance meets your needs, the British Insurance Brokers’ Association (Biba) has claimed, otherwise you can be left dangerously exposed.
Graeme Trudgill, technical and corporate affairs executive at Biba, has explained that not all caravan insurance policies are suitable for all customers.
“I think it is important to get good advice when you buy insurance to ensure it meets your needs,” he said. “People just try and buy the cheapest possible. I think that is quite dangerous – they should get it based upon what is appropriate for them.”
The insurance expert added that since most caravans are worth thousands of pounds, they are an investment that needs protecting, especially if you are planning a holiday overseas, which will require a more comprehensive type of policy.
Mr Trudgill continued: “Speak to an insurance broker, they can advise you on the kind of cover to have, the best choice available, and the choice of cover to choose from.”
